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Derek0925

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Posts posted by Derek0925

  1. hi bros ,

    The sale is on again ( this is for sure :lol::lol: )

    for those who already pm me previously i already taken note and replied.

    I like to clarify again that priority is given to buyer who buy more fishes, so those who only want only 1 fish will be considered last :P

    also pls leave yr contact....thks

    bro, i have send PM to you but no reply leh :P

  2. As 3 guy asked for full setup 1.8K neg

    hi all

    moving out sale, all stuffs about 18months, all running good.

    1. Arctic 1/5hp chiller $550

    2. H&S 400L out sump type with aquabee pump $500

    3. FR top easy opening $40

    4. ehiem 1260 $80

    5. MH set 150 w + 2 blue night FL $100

    6. DIY 2 T5 HO $70

    7. tank+cabinet+sump all $200.

    8. Also Live rock I dont know how many KG, just fully pack my 322.

    $100.

    9 seio 850 both $50.

    fishes

    1. Flame angleĀ  $50

    2. 4 Anthies $30

    3. Purple tang $30

    4. Yellow Tang $30

    5. Brown tang $10

    6, True percular nice black $15

    7. Tomota clown 2 $10

    8, Warras $8

    9. blue star fish + sand dollar $15

    10. purple colour clam $30

    coral

    1. blasto red 6 poly

    2. blasto orange+green 6 poly

    3. octo

    4. Hammer

    brown pearl, small brown cyn

    bro, i would like to reserve the flame angel and yellow tang.

    Can collect anytime.

    Please sms me to confirm.

    Thanks

    Derek

  3. Thanks... me sis actually...

    was looking around in D12-D13, price is about $600psf - $650psf, near my place mah.

    but small lah... dun have 1000sqft.

    it's such a big investment, so i tot i should ask around first.

    sorry it's a SIS :P:P

    D12 - 13 quite central. Good leh..... :D

    It's a good thing u didn't owe a car. To me, i think a car is a liability. House at least might turn out to be a asset if you happen to buy the right place at the right time. U can treat it as a investment.

    I believe your maintenance should be around $200 la. But if u stay at HDB, after deducting those micellanceous fee, it is only around $100+ la. In return u have security guard, swimming and many other amenities.

    Good luck to you sis

  4. Bro, it depends on individual. How much are you willing to part with $ in exchange for the luxury as well as comfort.

    For FH condo at 560k looks a very good buy. Btw, where is it? Size? 2 room should be around 1000 sq ft. I got a friend who own a FH 980sq ft at the east recently sold for $620k. Bought at 2000 for $440k. The property was more then 20 years old. The scenary is very nice though.....18th storey.

    At $560k, assuming u pay up 20% (10 via CPF, 10 via cash)

    So you will loan approximately $450k. Base on current interest board rate, your monthly installment should be around 2k+ per mth. This is of cos base on 30 years loan tenure. Assuming total income is $8k (each is 4k) per couple, each will have contribut about $1k to your CPF ordinary account. That excludes the 2.5% interest you will earn in your CPF account as well as the variable bonuses your employer will present to you.

    As such, you should be a reasonably healthy level if you were to purchase this property. Both of the CPF account will not exhibit any deficit..... ;)

    Good luck bro. :P:P

  5. yap. agree with bro fuel.

    Anyway, i went to a freshwater LFS who sell big red hermit crab....

    I bought 2.....throw it into my sump tank with lots of live rock....they had been living happily ever since.

    Now thinking of giving it away...cute but they dun look happy on my sump tank.

    Any bro interested?

    :D:P

  6. CF?...unfortunately a lil far for me...cos i don't have wheels and live in the east area :paiseh:

    Thanks for the info tho....

    Yap bro, i saw it at CF too :P

    You can PM me your contact. I m also staying at east side. I can arrange to pick u up cos i might be going again this sunday.

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