SRC Member pegasus1010 Posted February 17, 2005 SRC Member Share Posted February 17, 2005 FYI This information is worth reading. By understanding how the VISA & Mastercard Telephone Credit Card Scam works, you'll be better prepared to protect yourself. These con artists get more creative every day. My husband was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard." The scam works like this: Person calling says, "this is , and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by bank. Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?" When you say "No", the caller continues with,Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to(gives you your address), is that correct?" You say "yes." The caller continues... "I will be starting a Fraud investigation. If you have any questions, you should call the 1-800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control #" The caller then gives you a 6 digit number. "Do you need me to read it again?" Here's the IMPORTANT part on how the scam works. The caller then says, "He needs to verify you are in possession of your card." He'll ask you to "turn your card over and look for some numbers. There are 7 numbers; the first 4 are your card number, the next 3 are the 'Security Numbers' that verify you are in possession of the card. These are the numbers you use to make Internet purchases to prove you have the card. Read me the 3 numbers." After you tell the caller the 3 numbers, he'll say ,"That is correct. I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then Thanks you and states, "Don't hesitate to call back if you do," and hangs up. You actually say very little, and they never ask for or tell you the card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charge on our card. Long story made short, we made a real fraud report and closed the VISA card, and they are reissuing us a new number. What the scammers wants is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card direct. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement, you'll see charges for purchases you didn't make, and by then it's almost to late and/or harder to actually file a fraud report. What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. Please pass this on to all your friends. By informing each other, we protect each other. Thank-You. Quote Link to comment Share on other sites More sharing options...
SRC Member Clownfish Posted February 17, 2005 SRC Member Share Posted February 17, 2005 sounds realli scary.... the caller sounds convincing esp when pple dun realli noe wat the last 3 digits r for this act happened to u in sg?? Quote My Personal Blog My Wedding Website Link to comment Share on other sites More sharing options...
SRC Member pegasus1010 Posted February 17, 2005 Author SRC Member Share Posted February 17, 2005 nope. forwarded from other forum for benefit of all. Quote Link to comment Share on other sites More sharing options...
SRC Member damien Posted February 17, 2005 SRC Member Share Posted February 17, 2005 thanks for sharing! Quote Link to comment Share on other sites More sharing options...
SRC Member Clownfish Posted February 17, 2005 SRC Member Share Posted February 17, 2005 nope. forwarded from other forum for benefit of all. phew! i thot our society is becoming more n more unsafe u noe wat, that's some of the loopholes of the advancement of technology Quote My Personal Blog My Wedding Website Link to comment Share on other sites More sharing options...
SRC Member shoelevy Posted February 17, 2005 SRC Member Share Posted February 17, 2005 haiyo these scammers getting to rampant...first i got approached by idiot nigerian conman then now this guess there's no end to what these people can come up with Quote Link to comment Share on other sites More sharing options...
SRC Member XPeriment 626 Posted February 18, 2005 SRC Member Share Posted February 18, 2005 The three numbers at the back of the credit card are for security verification. When you make a purchase at a shop, your CC number and expiry date will appear on the receipt, but not these numbers. For internet transactions, to prevent people from buying using the information found on a receipt they picked up off the street, most sites require you to enter the three security digits to prove you are actually in possession of the card and not just a receipt. Protect these numbers, never reveal them to anyone over the phone, as they can go and then buy stuff online using your card. Quote Be teachable always, nobody has a monopoly on wisdom. But learn to distinguish "fact" from "opinion". Link to comment Share on other sites More sharing options...
SRC Member flubberina13 Posted February 18, 2005 SRC Member Share Posted February 18, 2005 yup...not only just in AZ...but also practically everywhere in USA and Europe too...esp...Prague. Real incident here... Muar was also charged more when I booked a hotel stay. Infact was charged on three extra occasions...they thought I very goondu... Checked my account and called them up and they said they will credit into my card account the soonest!!! So next time if you stay in motels in States, pls be careful on how much you are signing for and also to double-check the account after a few days. As for Prague...they are very fast when they got your cards. Start shooting away in shops. Reported the loss and then realised this was happening...was charged about S$3000+ Thank God that the bank accepted my explanation.. Quote Link to comment Share on other sites More sharing options...
SRC Member mUAr_cHEe Posted February 18, 2005 SRC Member Share Posted February 18, 2005 Muar was also charged more when I booked a hotel stay. i was charged when u stay hotel???? *check his account* kakakaka.... being lame as usual..... Quote *translated from Hokkien* "If say no bang wall, this idiot will never ripen" - Mr Quah Siew Kow. Link to comment Share on other sites More sharing options...
SRC Member flubberina13 Posted February 18, 2005 SRC Member Share Posted February 18, 2005 i was charged when u stay hotel???? *check his account* kakakaka.... being lame as usual..... har? Quote Link to comment Share on other sites More sharing options...
SRC Member mUAr_cHEe Posted February 18, 2005 SRC Member Share Posted February 18, 2005 har? "Muar was charged..." Muar as in mUAr_cHEe??? geddit??? geddit??? then again maybe being too lame and corny....... sorry.... juz too stressed at my job.... gotta let out some steam here... Quote *translated from Hokkien* "If say no bang wall, this idiot will never ripen" - Mr Quah Siew Kow. Link to comment Share on other sites More sharing options...
SRC Member flubberina13 Posted February 18, 2005 SRC Member Share Posted February 18, 2005 dun worry...muar chee...i wouldn't think of spitting saliva at something that I love to eat... muar is 'I' lar... I would turn from flubberina to scandalina if you pay for my hotel stay... and dun let out steam in the wrong place hor... Quote Link to comment Share on other sites More sharing options...
RAV-65 Posted February 18, 2005 Share Posted February 18, 2005 muar chee... u never fail to make me laugh.... Quote People do not plan to fail; Often they just fail to plan... Wat I do to prevent myself from tearing my hair out... My stress remedy... Link to comment Share on other sites More sharing options...
Gouldian Posted February 18, 2005 Share Posted February 18, 2005 dun worry...muar chee...i wouldn't think of spitting saliva at something that I love to eat... muar is 'I' lar... I would turn from flubberina to scandalina if you pay for my hotel stay... and dun let out steam in the wrong place hor... Thought its suppose to be Moi? Merci et au revior Quote "Reefs, like forests, will only be protected in long term if they are appreciated" Dr. J.E.N. Veron Australian Institute of Marine Science -----------------------------------------------------------------------Member of:UEN: T08SS0098FPlease visit us here: http://www.facebook....uaristSocietySG Facebook Group: http://www.facebook....gid=34281892381 Link to comment Share on other sites More sharing options...
SRC Member mUAr_cHEe Posted February 19, 2005 SRC Member Share Posted February 19, 2005 muar chee... u never fail to make me laugh.... at yr service.... heehee.... Quote *translated from Hokkien* "If say no bang wall, this idiot will never ripen" - Mr Quah Siew Kow. Link to comment Share on other sites More sharing options...
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